Terms and Conditions

Terms and Conditions Product Specific Quick Links

Applied Astrology
TMAS
Continual Stars Classes
Psychological Gold
Certified Astrologer Readings and One-on-One (1:1) Tutoring Sessions
Books, Instant Access Courses, Downloadables, and Meditations
Physical Books & Products

Luciela Media Group (LMG), Limited Liability Company (LLC) AKA Debra Silverman Astrology (DSA), a Colorado LLC, maintains the website at

https://debrasilvermanastrology.com (the “Site”).

The Site, including all information and services available from this Site to you, the user, conditioned upon your acceptance of all terms, conditions, policies and notices stated here (these “Terms and Conditions”).

IMPORTANT – PLEASE CAREFULLY READ AND UNDERSTAND THESE TERMS AND CONDITIONS OF USE & SALE (THESE “TERMS”) BEFORE ACCESSING, USING, OR SUBSCRIBING OR PLACING AN ORDER OVER WWW.DEBRASILVERMANASTROLOGY.COM OR ANY OTHER OF OUR SITES WHICH LINK TO THESE TERMS.

THIS IS A BINDING AGREEMENT. THESE TERMS TOGETHER WITH OUR PRIVACY STATEMENT ARE A LEGALLY BINDING AGREEMENT (THE “AGREEMENT”) BETWEEN YOU AND YOUR BUSINESS (“YOU”) AND LMG. THIS AGREEMENT GOVERNS YOUR ACCESS TO AND USE OF THE WEBSITE AND THE SERVICES PROVIDED BY LMG, ANY ORDER YOU PLACE THROUGH THE WEBSITE, BY TELEPHONE, OR OTHER ACCEPTED METHOD OF PURCHASE AND, AS APPLICABLE, YOUR USE OR ATTEMPTED USE OF THE PRODUCTS OR SERVICES OFFERED ON OR AVAILABLE THROUGH THE WEBSITE.

Acceptance of Terms and Conditions

By accessing Site and/or purchasing a service from us, you (the “user” or “you”) agree to comply with and be legally bound by these Terms and Conditions, the Site privacy policy, Debra Silverman Astrology – Privacy Policy (the “Privacy Policy”), and those additional terms and conditions and policies referenced herein and/or available by hyperlink. These Terms and Conditions apply to all users of the Site, including without limitation users who are browsers, vendors, customers, merchants, and/or contributors of content.

Any new features or tools which are added to the current store shall also be subject to the Terms and Conditions. You can review the most current version of the Terms and Conditions at any time on this page. We reserve the right to update, change or replace any part of these Terms and Conditions by posting updates and/or changes to our Site without notification to the user. It is your responsibility to check this page periodically for changes. Your continued use of or access to the Site following the posting of any changes constitutes acceptance of those changes.

Please read these Terms and Conditions carefully before accessing or using our Site. By accessing or using any part of the Site, you agree to be bound by these Terms and Conditions. If you do not agree to all these Terms and Conditions, then you may not access the Site or use any services. If these Terms and Conditions are considered an offer, acceptance is expressly limited to these Terms and Conditions.

Persons under 18 years of age must receive the consent of a parent or legal guardian if they wish to purchase any services on the Site.

General Order Placement and Acceptance

If you order a service or product, payment must be received by DSA before your order is accepted.

DSA may require additional information regarding your order. If any required information was missing or inaccurate at the time of order placement this may cancel or limit the order any time after it has been placed. Your electronic order confirmation, or any form of confirmation, does not signify our acceptance of your order.

You must contact us immediately at info@debrasilvermanastrology.com in order to modify or cancel your pending order. We cannot guarantee that we will be able to amend your order in accordance with your instructions.

All items are subject to availability. We will notify you if any item is not available, the expected availability date, and may offer you an alternative product or service. If the availability of any product or service is delayed and you do not wish to substitute the

product or service, upon your request, we will cancel your order and if previously charged, your payment credit card will be fully refunded for the amount charged for that specific order. We reserve the right to limit the sales of our products and services to any person, geographic region, or jurisdiction. We may exercise this right on a case-by-case basis at our sole and exclusive discretion.Your purchase order of products and other services is conditioned on you re-affirming your acceptance of this Agreement.

All advertised prices are in, and all payments shall be in, U.S. Dollars.

General Subscription Terms and Automatic Payment

A LMG user is responsible for paying all sums due to LMG in connection with their monthly subscription in accordance with these Terms. The first fee payable in

accordance with these Terms is due immediately upon enrollment and payment of the monthly fee is a condition of enrollment. Every calendar month, your account will be charged up to the payment plan amount plus applicable tax, together with any other fees for the following month’s subscription plus any accumulated charges for the past period (collectively, “Fees”). Failure by the LMG customer/student to use or access any of the services available through the service provided by LMG does not relieve the LMG customer/student of their payment obligations under these Terms.

Potential customers/students can pay by credit card or debit card. Payment details shall be collected by us through our secure financial data collection mechanism. You acknowledge and agree that we hold data relating to the transaction, including the last four digits and the expiration date of the card used to purchase the products or services together with details on when payment is due. You further acknowledge and agree that payments are due on a recurring basis in accordance with the payment terms for the specific service purchased until the payment is paid in full and therefore authorize the automatic payment collection terms applicable to that specific service (e.g., on a monthly basis and for a specific amount). If for whatever reason, we are unable to process your monthly payment, you will receive three notifications. If by the third notification you have not yet restored payments, your subscription will be canceled, access to all associated services, products and bonuses revoked, and you will not receive a refund or credit for any previous payments.

If you are a LMG customer/student with a monthly or annual subscription and you have provided us with a valid credit or debit card number or an alternate payment method, each payment will be automatically processed at the time of your designated billing date (monthly or annually) and will be billed to the payment method you provided to us at the time of your enrollment. As noted above, if we do not receive sufficient funds by the third notification, your subscription will be canceled, access to all associated products and bonuses revoked. You will not receive a refund or credit for previous payments made to your subscription.

LMG reserves the right to immediately terminate a customer’s/student’s account and/or service for any unpaid (in whole or part) period of the payment plan (with or without notice). Termination of service in no way relieves or excuses the user from any obligation to pay outstanding charges or expenses. In the event LMG starts collection processes of any type, you will be liable for all collection costs, including legal fees and expenses.

Promotion Offers

Acceptance – By using or attempting to use the discount code for promotion offers, you agree to accept and be bound by these Terms & Conditions.

Promotion Offer Period – Promotion offers are available for a limited time only, for as long as it is advertised, as stated on the promotion offer instructions, discount coupon or otherwise advised.

Conditions – Promotion Offers are not valid for cash or cash equivalent and are not transferable or redeemable for another product or gift card. Promotion Offers cannot be applied to previous purchases nor combined with any other offers or discounts. Unique discount, coupon or promotion codes cannot be used during site wide promotion periods.

Redemption – To redeem a Promotion Offer during an Offer Period, enter the promotion code into the “coupon ” field during the checkout process, purchase using auto-applied code or select the promotion URL/link provided.

Please note restrictions may apply.

Bonuses – Bonuses are not transferable under any circumstances. A Bonus is deemed as an additional gift and not a part of the core offer of the product/service and the value of the bonus cannot be refunded, transferred to cash, or credited in any way. If a bonus is scheduled for a certain date and you miss the bonus or choose not to participate the bonus will be deemed abandoned. Please note restrictions may apply.

NOTE: Combining discounts and/or coupons is not permitted. Should this occur DSA reserves the right to cancel your subscription and access to all associated products and bonuses will be revoked effective immediately. If you receive a refund on a product you no longer have access to bonuses associated with that product.

Applied Astrology

Level 1

Refund Policy

DSA offers a 7-day full 100% money-back guarantee for Level 1Students can test out the first module of Level 1 without any risk. After the first seven (7) days of access, if a student is not satisfied with the first module content of Level 1, DSA will refund 100% of the appropriate tuition fee. If the student is on a monthly payment plan the total dollar amount of payments received at the time the refund is requested will be refunded to the student and the payment plan will be canceled. Students will be removed from their appropriate online course when the refund has been processed.The 7 day refund period begins on the first day of school-wide access to Level 1.

Postponement Policy

Postponement requests must be received as soon as possible but no later than the final (seventh) day of the above noted seven (7) day refund period for Level 1. Level 1 purchases must be redeemed within a twelve (12) month period from the original date of purchase. Students will be removed from their appropriate online course when the postponement and rescheduling has been processed. After the seven (7) day refund period has expired, postponement and rescheduling are not permittedPostponement and rescheduling is permitted one (1) time only. We reserve the right to assess a rescheduling or postponement fee at our discretion.

Monthly Payment Plan Policy

When a student selects a monthly payment plan, payment plan or billing date changes are not permitted nor is DSA able to pause payments should a student postpone and reschedule. Students are directed to please contact info@debrasilvermanastrology.com for inquiries regarding their monthly payment plan.

Applied Astrology Scholarships

Applied Astrology Scholarships are non transferable and must be redeemed within the semester and for the course they are awarded for. Postponement and rescheduling is not permitted. Scholarships cannot be combined with other promotions, discounts or bonus offers.

Archive Content Access
In some cases, we provide our customers and students with archive access to course content. Please know that this does not include lifetime access to our communities, list, or systems. This includes archive access to our course content only and is not lifetime access to the system content is delivered on. DSA reserves the right to remove customers and students who abuse archive access to course content, assets, or community.

NOTE: All Applied Astrology Program, School Events, TMAS and Continual Stars LIVE Classes are recorded and may be used for training purposes within the Debra Silverman Astrology team. Recordings are not used or shared outside of DSA.

Postponement Policy

Postponement requests must be received as soon as possible but no later than the final (seventh) day of the above noted seven (7) day refund period for Level 1 and Level 2 bundle courses. Level 1 and Level 2 bundle purchases must be redeemed within a twelve (12) month period from the original date of purchase. Students will be removed from their appropriate online course when the postponement and rescheduling has been processed. After the seven (7) day refund period has expired, postponement and rescheduling are not permitted. Postponement and rescheduling is permitted one (1) time only. We reserve the right to assess a rescheduling or postponement fee at our discretion.

Monthly Payment Plan Policy

When a student selects a Monthly Payment Plan, payment plan or billing date changes are not permitted nor is DSA able to pause payments should a student postpone and reschedule. Students are directed to please contact info@debrasilvermanastrology.com for inquiries regarding their monthly payment plan.

Archive Content Access

In some cases, we provide our customers and students with archive access to course content. Please know that this does not include lifetime access to our communities, list, or systems. This includes archive access to our course content only and is not lifetime access to the system content is delivered on. DSA reserves the right to remove customers and students who abuse archive access to course content, assets, or community.

Level 1 Auditing

Refund Policy

DSA offers a 7-day full 100% money-back guarantee for Level 1 Auditing. Auditors can test out the first module of Level 1 Auditing without any risk. After the first seven (7) days of access, if an auditor is not satisfied with the first module content of Level 1 DSA will refund 100% of the appropriate auditing fee. If an auditor is on a monthly payment plan the total dollar amount of payments received at the time the refund is requested will be refunded to the auditor and the payment plan will be canceled. Auditors will be removed from their appropriate online course when the refund has been processed.The 7 day refund period begins on the first day of school-wide access to Level 1 Auditing.

Postponement Policy

Postponement requests must be received as soon as possible but no later than the final (seventh) day of the above noted seven (7) day refund period for Level 1 Auditing courses. Level 1 Auditing purchases must be redeemed within a twelve (12) month period from the original date of purchase. Auditors will be removed from their appropriate online course when the postponement and rescheduling has been processed. After the seven (7) day refund period has expired, postponement and rescheduling are not permitted. Postponement and rescheduling is permitted one (1) time only. We reserve the right to assess a rescheduling or postponement fee at our discretion.

Level 2

Refund Policy

DSA offers a 7-day full 100% money-back guarantee for Level 2. Students can test out the first module of Level 2 without any risk. After the first seven (7) days of access, if a student is not satisfied with the first module content of Level 2, DSA will refund 100% of the appropriate tuition fee. If the student is on a monthly payment plan the total dollar amount of payments received at the time the refund is requested will be refunded to the student and the payment plan will be canceled. Students will be removed from their appropriate online course when the refund has been processed.The 7 day refund period begins on the first day of school-wide access Level 2 courses.

Postponement Policy

Postponement requests must be received as soon as possible but no later than the final (seventh) day of the above noted seven (7) day refund period for Level 2. Level 2 purchases must be redeemed within a twelve (12) month period from the original date of purchase. Students will be removed from their appropriate online course when the postponement and rescheduling has been processed. After the seven (7) day refund period has expired, postponement and rescheduling are not permitted. Postponement and rescheduling is permitted one (1) time only. We reserve the right to assess a rescheduling or postponement fee at our discretion.

Monthly Payment Plan Policy

Applied Astrology Scholarships

Archive Content Access

Level 2 Auditing

Refund Policy

DSA offers a 7-day full 100% money-back guarantee for Level 2 Auditing. Auditors can test out the first module of Level 2 Auditing without any risk. After the first seven (7) days of access, if an auditor is not satisfied with the first module content of Level 2 Auditing DSA will refund 100% of the appropriate auditing fee. If an auditor is on a monthly payment plan the total dollar amount of payments received at the time the refund is requested will be refunded to the auditor and the payment plan will be canceled. Auditors will be removed from their appropriate online course when the refund has been processed.The 7 day refund period begins on the first day of school-wide access to Level 2 Auditing.

Postponement Policy

Postponement requests must be received as soon as possible but no later than the final (seventh) day of the above noted seven (7) day refund period for Level 2 Auditing courses. Level 2 Auditing purchases must be redeemed within a twelve (12) month period from the original date of purchase. Auditors will be removed from their appropriate online course when the postponement and rescheduling has been processed. After the seven (7) day refund period has expired, postponement and rescheduling are not permitted. Postponement and rescheduling is permitted one (1) time only. We reserve the right to assess a rescheduling or postponement fee at our discretion.

Level 3

Refund Policy

Level 3 is a non refundable purchase.Level 3 purchases must be redeemed within a twelve (12) month period from the original date of purchase. If a student does not attend their reserved Level 3 course no partial or full refund under any circumstances will be issued. If a student attends any part of their reserved Level 3 course, no partial or full refund under any circumstances will be issued.

Rescheduling Policy

Rescheduling requests are required to be submitted by the student at least thirty (30) days prior to their reserved Level 3 course.

Rescheduling of a Level 3 course is permitted to one (1) time only and must be rescheduled with at least thirty (30) days notice. The rescheduled level 3 course must be taken within a twelve (12) month period from the original date of purchase. If the student must postpone and reschedule, payments will not be paused and all fees still apply.

Rescheduling is not permitted within thirty (30) days or less of the student’s reserved Level 3 course. All DSA paid courses must be redeemed within a twelve (12) month period from the original date of purchase.

Level 3 students are directed to please contact info@debrasilvermanastrology.com for inquiries regarding rescheduling.

Payment Plan Policy

If a student selects a monthly payment plan option, they are required to have paid at least 50% of the Level 3 tuition prior to the start of their reserved Level 3 weekend.

Monthly payment plans for Level 3 reservations must be in good standing. Level 3 reservations will be canceled and are nonrefundable if a student’s account is not in good standing.

When a student selects a Monthly Payment Plan, payment plan or billing date changes are not permitted nor is DSA able to pause payments should a student postpone and reschedule.

Students are directed to please contact info@debrasilvermanastrology.com for inquiries regarding their Level 3 payment plan.

Applied Astrology Scholarships

Archive Content Access

Level 4

Refund Policy

DSA offers a 7-day full 100% money-back guarantee for Level 4. Students can test out the first module of Level 4 without any risk. After the first seven (7) days of access, if a student is not satisfied with the first module content of Level 4, DSA will refund 100% of the appropriate tuition fee. If the student is on a monthly payment plan the total dollar amount of payments received at the time the refund is requested will be refunded to the student and the payment plan will be canceled. Students will be removed from their appropriate online course when the refund has been processed.The 7 day refund period begins on the first day of school-wide access to Level 4.

Postponement Policy

Postponement requests must be received as soon as possible but no later than the final (seventh) day of the above noted seven (7) day refund period for Level 4. Level 4 purchases must be redeemed within a twelve (12) month period from the original date of purchase. Students will be removed from their appropriate online course when the postponement and rescheduling has been processed. After the seven (7) day refund period has expired, postponement and rescheduling are not permitted. Postponement and rescheduling is permitted one (1) time only. We reserve the right to assess a rescheduling or postponement fee at our discretion.

Monthly Payment Plan Policy

Applied Astrology Scholarships

Archive Content Access

VIP Program

Refund Policy

After the first seven (7) days of Applied Astrology Level 1 of the VIP Program, the refund window for the entirety of the VIP Program (Level 1, Level 2, Level 3, TMAS, and any other included courses/bonuses) will be closed and is nonrefundable.

Expiration of Services Policy

All products and services offered under the VIP program must be used and completed within six (6) months of the start of Applied Astrology Level 1. This excludes the use of the two (2) additional Certification submissions which will not expire. The maximum extension granted for all courses, services, and products will be three (3) months.

Payment Plan Policy

Excluding Applied Astrology Levels 1 & 2 and any non-instructor-led courses, students that select a monthly payment plan for the VIP program must be 100% paid by the start of reserved instructor-led courses such as but not limited to Level 3 and TMAS.

VIP monthly payment plans must be in good standing or Level 3 and TMAS reservations will be canceled and deemed nonrefundable.

Archive Content Access

NOTE: All Applied Astrology Program, School Events, TMAS and Continual Stars LIVE Classes are recorded and may be used for training purposes within the Debra Silverman Astrology team. Recordings are not used or shared outside of DSA.

Applied Astrology Bundle Products

Applied Astrology Level 1 and Level 2 Bundle

Refund Policy

DSA offers a 7-day full 100% money-back guarantee for the first 7 days of Level 1 and Level 2 Bundle purchases. After the first seven (7) days of school-wide Level 1 course access, if a student is not satisfied with the first module content of Level 1 DSA will refund 100% of the payments received. If the student is on a monthly payment plan the total dollar amount of payments received at the time the refund is requested will be refunded to the student and the payment plan will be canceled. A new refund period will not be issued for Level 2. Students will be removed from their appropriate online course/s when the refund has been processed.The 7 day refund period begins on the first day of school-wide Level 1 course access. All DSA paid courses must be redeemed within a twelve (12) month period from the original date of purchase.

Postponement Policy

Postponement requests must be received as soon as possible but no later than the final (seventh) day of the above noted seven (7) day refund period for Level 1. Level 1 and Level 2 bundle purchases must be redeemed within a twelve (12) month period from the original date of purchase. Students will be removed from their appropriate online course when the postponement and rescheduling has been processed. After the seven (7) day refund period has expired, postponement and rescheduling are not permitted. Postponement and rescheduling is permitted one (1) time only. We reserve the right to assess a rescheduling or postponement fee at our discretion.

Monthly Payment Plan Policy

Archive Content Access

Applied Astrology Level 2 and Level 3 Bundle

Refund Policy

DSA offers a 7-day full 100% money-back guarantee for the first 7 days of Level 2 and Level 3 Bundle purchases. After the first seven (7) days of school-wide Level 2 course access, if a student is not satisfied with the first module content of Level 2 DSA will refund 100% of the payments received. If the student is on a monthly payment plan the total dollar amount of payments received at the time the refund is requested will be refunded to the student and the payment plan will be canceled. A new refund period will not be issued for Level 2 and Level 3 bundled courses. Students will be removed from their appropriate online course/s when the refund has been processed.The 7 day refund period begins on the first day of school-wide Level 2 course access. All DSA paid courses must be redeemed within a twelve (12) month period from the original date of purchase.

Postponement Policy

Postponement requests must be received as soon as possible but no later than the final (seventh) day of the above noted seven (7) day refund period for Level 2. Level 2 and Level 3 bundle purchases must be redeemed within a twelve (12) month period from the original date of purchase. Students will be removed from their appropriate online course when the postponement and rescheduling has been processed. After the seven (7) day refund period has expired, postponement and rescheduling are not permitted. Postponement and rescheduling is permitted one (1) time only. We reserve the right to assess a rescheduling or postponement fee at our discretion.

Monthly Payment Plan Policy

Archive Content Access

Applied Astrology Level 1, Level 2 and Level 3 Bundle Products

Refund Policy

DSA offers a 7-day full 100% money-back guarantee for the first 7 days of Level 1, Level 2 and Level 3 Bundle purchases. After the first seven (7) days of school-wide Level 1 course access, if a student is not satisfied with the first module content of Level 1 DSA will refund 100% of the payments received. If the student is on a monthly payment plan the total dollar amount of payments received at the time the refund is requested will be refunded to the student and the payment plan will be canceled. A new refund period will not be issued for Level 2 course access for bundled courses. Students will be removed from their appropriate online course/s when the refund has been processed.The 7 day refund period begins on the first day of school-wide Level 1 course access. All DSA paid courses must be redeemed within a twelve (12) month period from the original date of purchase.

Postponement Policy

Postponement requests must be received as soon as possible but no later than the final (seventh) day of the above noted seven (7) day refund period for Level 1, Level 2 and Level 3 bundle courses. Level 1, Level 2 and Level 3 bundle purchases must be redeemed within a six (6) month period from the original date of purchase. Students will be removed from their appropriate online course when the postponement and rescheduling has been processed. After the seven (7) day refund period has expired, postponement and rescheduling are not permitted. Postponement and rescheduling is permitted one (1) time only. We reserve the right to assess a rescheduling or postponement fee at our discretion.

Monthly Payment Plan Policy

Archive Content Access

Tell Me A Story (TMAS)

Refund Policy

Tell Me A Story (TMAS) is a non refundable purchase. TMAS purchases must be redeemed within a twelve (6) month period from the original date of purchase. If a student does not attend their scheduled TMAS course no partial or full refund under any circumstances will be issued. If a student attends any part of a TMAS course, no partial or full refund under any circumstances will be issued.

Postponement Policy

Postponement requests are required to be submitted by the student at least thirty (30) days prior to the start of their TMAS course.

Postponement and rescheduling of a TMAS course is permitted to one (1) time only and must be rescheduled with at least 30 days notice. The rescheduled course must be taken within a twelve (6) month period from the original date of purchase. If the student must postpone and reschedule, payments will not be paused and all fees still apply.

Rescheduling is not permitted within thirty (30) days or less of the student’s TMAS course. DSA reserves the right to change the time and date of the class in extenuating circumstances. All DSA paid courses must be redeemed within a twelve (6) month period from the original date of purchase.

TMAS students are directed to please contact info@debrasilvermanastrolgy.com for inquiries regarding rescheduling.

Payment Plan Policy

Monthly payment plans TMAS must be in good standing. Schedule TMAS will be canceled and are nonrefundable if a student’s account is not in good standing.

When a student selects a Monthly Payment Plan, payment plan or billing date changes are not permitted nor is DSA able to pause payments should a student postpone and reschedule.

Students are directed to please contact info@debrasilvermanastrology.com for inquiries regarding their TMAS payment plan.

Archive Content Access

Continual Stars Classes

Continual Stars Classed include and are not limited to the following:

Meet the Planets
Meet the Elements
The Psychology of Tarot
Parenting and Astrology
Chiron
Relationship Astrology
The Cardinal Cross

Refund Policy

Continual Stars Classes, both LIVE and recorded are instant access and non-refundable.

Postponement Policy

Continual Stars Classes are instant access and postponement is not permitted.

Archive Content Access

In some cases, we provide our customers and students with archive access to course content. Please know that this does not include lifetime access to our communities, list, or systems. This includes archive e access to our course content only and is not lifetime access to the system content is delivered on. DSA reserves the right to remove customers and students who abuse archive access to course content, assets, or community.

Psychological Gold Monthly Event Membership

Refund Policy

Psychological Gold Membership is a monthly, 6 month or 12 month bundle or recurring membership subscription. Membership for either the bundle or recurring subscriptions is non-refundable and rescheduling to a later date is not permitted.

Membership Cancelation Policy

Refunds are not permitted. Members who would like to cancel a recurring membership for monthly, 6 month or 12 month recurring subscription are required to contact DSA at least 7 days prior to their next scheduled billing date.

Please contact info@debrasilvermanastrology.com for questions regarding Psychological Gold Membership policies.

Archive Content Access

Certified Astrologer Readings and One-on-One(1:1) Tutoring Sessions

Refund Policy

A minimum twenty-four (24) notice is required when requesting a refund for any scheduled Certified Astrology Reading or 1:1 Sessions. Completed readings and 1:1 Tutoring Session are non refundable. Scheduled Certified Astrologer Readings or 1:1 Tutoring Sessions canceled with less than twenty-four (24) notice are nonrefundable.

Rescheduling Policy

A minimum twenty-four (24) notice is required for rescheduling of a scheduled Certified Astrologer Reading or 1:1 Tutoring Session.

NOTE: Clients who are no-shows or are more than ten (10) minutes late for a scheduled Certified Astrologer Reading or 1:1 Tutoring Session are not eligible for a refund and are required to pay in full to reschedule the reading or 1:1 tutoring session.

Please contact info@debrasilvermanastrology.com for questions regarding the Certified Astrologer Reading and 1:1 Tutoring Session policies.

Instant Access Courses, Downloadables, Meditations and Books

When making a purchase from DSA please review your purchase/order carefully prior to submitting payment. Courses that give you instant access, such as but not limited to The Star Library, Your Highest Calling, and Inner View, are nonrefundable. If the purchaser did not receive their welcome email or downloadable product it is the purchaser’s responsibility to contact info@debrasilvermanastrolgy.com. When emailing customer service, the customer must provide their order number, date of purchase, their email used at sign up, and the product purchased.

Physical Books & Products

When making a purchase from DSA please review your purchase/order carefully. If the purchased product is not received in good condition it is the purchaser’s responsibility to contact info@debrasilvermanastrology.com. When emailing customer service, the customer must provide their order number, date of purchase, their email used at signed up, and the product purchased.

DSA Product Changes & Updates

The purchaser will be notified if the Instructor/Astrologer changes after the purchase has been made, however, the refund, postponement and canceling policies will remain in place under this and all other unforeseen circumstances that may arise. DSA will make reasonable efforts to notify the purchaser as soon as possible of any Instructor/Astrologer changes, however DSA is not liable for any last-minute scheduling changes or missed communications regarding Instructor/Astrologer changes.

Astrology Disclaimers

The information and Astrological interpretations found at/within this Site are for entertainment purposes only. By utilizing and accessing the Site and/or by requesting and/or receiving Astrological interpretations and/or advice either through the Site or any of the guests or affiliates of the company, you agree to release LMG from any and all liability with regard to the contents of the Site and/or advice received.

By requesting services, products, advice or any information from the Site or LMG, you agree that Site is to be considered a curio and entertainment on your behalf. Advice or content may or may not influence your decisions and/or behavior. You agree that by accessing the Site you take full responsibility for any and all consequences acted upon in utilizing the information provided within our Site.

Reports and updates by LMG and the advice and opinions offered, either written, verbal, by telephone, email or personal consultation are calculated using accurate software systems or are based on the accuracy of birth data provided. Information, forecasts, predictions, and life or business trends provided by LMG should be taken strictly as guidelines and suggestions. LMG in no way suggests infallibility where forecasts are concerned and therefore rescinds liability for any personal, business or health decision. For questions of a medical nature please consult a doctor or medical professional. Financial or speculative queries should be referred to expert financial advisors.

If for political, cultural or social reasons Astrology and/or esoterica and metaphysics of any kind is illegal in your locality, by accessing this Site and/or by receiving Astrological information and the associated services or products from this Site, you agree that you do so of your own free will and that you will not hold LMG culpable or responsible in any way for any political, cultural, or social consequences or legal ramifications, which you might incur as a result.

Third Party Links

Third-party links on this Site may direct you to third-party websites. We are not responsible for examining or evaluating the content or accuracy and we do not warrant and will not have any liability or responsibility for any third-party materials or websites, or for any other materials, products, or services of third-parties. We are not liable for any harm or damages related to the purchase or use of goods, services, resources, content, or any other transactions made in connection with any third-party websites. Please review carefully the third-party’s policies and practices and make sure you understand them before you engage in any transaction. Complaints, claims, concerns, or questions regarding third-party products should be directed to the third-party.

Privacy Policy

DSA Privacy Policy. Your use of the Sites signifies acknowledgment of an agreement to the Site Privacy Policy – Debra Silverman Astrology – Privacy Policy

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All content of this Site is the proprietary property of LMG or LMG’s suppliers, affiliates or licensors. No copyrighted material or other content may be reproduced, modified, create derivative works from, displayed, performed, published, distributed, disseminated, broadcasted or circulated to any third party (including, without limitation, the display and distribution of the content via a third party website or other networked computer environment) without the express prior written consent of LMG. Use of LMG and/or its licensors’ content is only permitted with their express written permission. All rights reserved.

Disclaimer of Warranties

The site and the information, software, products and services associated with it are provided “as is.” LMG, its affiliates, and their respective officers, directors, employees, agents, licensors, representatives, disclaim any warranty of any kind, whether express or implied, as to any matter whatsoever relating to the site and any information, software, products and services provided herein, including without limitation the implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. Some jurisdictions do not allow the limitation or exclusion of certain warranties or conditions, so some of the above exclusions may not apply to you.

Limitation of Liability

To the fullest extent permissible pursuant to applicable law, LMG, its affiliates, and their respective officers, directors, employees, agents, licensors, representatives, are not liable for any direct, indirect, punitive, incidental, special or consequential damages or other injury arising out of or in any way connected with the — use of LMG’s services or the site, or with the delay or inability to — use the site, or for any information, software, products and services obtained through the site, or otherwise arising out of the — use of the site, whether resulting in whole or in part, from breach

of contract, tortious behavior, negligence, strict liability or otherwise, even if LMG, its affiliates, and their respective officers, directors, employees, agents, licensors, representatives, have been advised of the possibility of damages. Some jurisdictions do not allow the limitation or exclusion of liability for incidental or consequential damages, so some of the above limitations may not apply to you.

Disputes

Any controversy or claim arising out of or relating to these Terms and Conditions, or the breach thereof, that cannot be settled by negotiation, the parties agree first to try in good faith to settle the dispute in mediation administered by the American Arbitration Association under its Commercial Mediation Procedures, before resorting to arbitration, litigation, or some other dispute resolution procedure. Any mediation agreements rendered may be entered in any court having jurisdiction thereof, provided however, that each party will have a right to seek injunctive or other equitable relief in a court of law. The prevailing party will be entitled to receive from the non-prevailing party all costs, damages and expenses, including reasonable attorneys’ fees, incurred by the prevailing party in connection with that action or proceeding, whether or not the controversy is reduced to judgment or award. The prevailing party will be that party who may be fairly said by the arbitrator(s) to have prevailed on the major disputed issues. User/student/purchaser hereby consents to the mediation in the state of Colorado in the county of Boulder.

Force Majeure

LMG will not be responsible to you for any delay, damage, or failure caused or occasioned by any act of nature or other causes beyond our reasonable control.

Assignment

LMG may assign its rights under this Agreement at any time, without notice to you. Your rights arising under this Agreement cannot be assigned without LMG’s (or its assigns’) express written consent.

Electronic Signature

All information communicated on the Website is considered an electronic communication. When you communicate with LMG through or on the Website or via other forms of electronic media, such as e-mail or text message, you are communicating with the company electronically. You agree that we may communicate electronically with you and that such communications, as well as notices, disclosures, agreements, and other communications that we provide to you electronically, are equivalent to communications in writing and shall have the same force and effect as if they were in writing and signed by the party sending the communication.

Miscellaneous

These Terms and Conditions shall be governed by the laws of the State of Colorado without regard to its conflict of law provisions. If any provision of these Terms and Conditions is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the other provisions of these Terms and Conditions remain in full force and effect. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Site or these Terms and Conditions must be filed within one (1) year after such claim or cause of action arose or be forever barred.

These Terms and Conditions constitute the entire agreement between you and LMG and governs your use of our Site, superseding any prior agreements between you and LMG with respect to the use of our Site. You also may be subject to additional terms and conditions that may apply when you use affiliate services, third-party content or third-party software. The failure of LMG to exercise or enforce any right or provision of these Terms and Conditions shall not constitute a waiver of such right or provision. The section titles in these Terms and Conditions are for convenience only and have no legal or contractual effect.

LMG may terminate your access to the Site or any accounts or third party profiles, groups, communities or containers connecting to any free or paid products with or without cause at any time and effective immediately, at LMG’s sole discretion, including but not limited to your failure to conform to the Terms and Conditions. LMG shall not be liable to you or any third party for termination of use of the Site or any other third party profiles, groups, communities or containers. Upon termination, your right to use the Site or our connected third party profiles, groups, communities or containers shall cease immediately.

These Terms and Conditions are effective unless and until terminated by either you or us. You may terminate these Terms and Conditions at any time by notifying us that you no longer wish to use our Site, or when you cease using our Site.